Auto Loans
New Autos
APR* as low as
6.50%
Used Autos
APR* as low as
6.50%
Payment Reducer Loan
Shopping for a new or pre-owned vehicle that fits into your budget? Learn how you can save up to 30-40% a month on your new or used auto loan with Jeep Country FCU’s Payment Reducer Loan!
Low monthly payments:
No down payment required
No up-front fees
Vehicle ownership (titled in your name)
No higher insurance premium
Option to Sell, Trade, Refinance or Payoff at any time
No early termination fees
Return Vehicle at Loan Maturity and simply “Walk-away”
Yearly mileage available options: 12000, 15000, 18000
Up to 110% Financing on New Automobiles
INDIRECT LENDING - Sign your paperwork right at the dealership!
gap for auto loans
Guaranteed Auto Protection will cover the difference between your loan payoff and your primary insurance company settlement should your automobile be stolen or damaged, resulting in a loss. Your Credit Union offers a lower price than most dealerships. Contact a loan officer for complete details.
Loan Rates
New Autos/New Motorcycles
| Term | APR* As Low As |
|---|---|
| 60 months | 6.50% |
| 72 months | 6.50% |
| 84 months | 6.50% |
Any down payment requirement is based on credit score. Unit cost example based on $15,000 loan with 60 monthly payments of 18.08 per $1000 borrowed. APR is fixed for the term of the loan.
Used Autos/Used Motorcycles
| Model Year | APR* As Low As |
|---|---|
| 2021-2023 | 6.50% |
| 2021-2023 over $15,000 | 7.00% |
| 2016-2020 | 7.50% |
| 2015 & Older | 8.00% (term) |
Classic Vehicles - 90% appraised value Purchase Vehicle - AS LOW AS 8.75%. Collateral Loan - AS LOW AS 10.50%. $6,000 and over can be financed for 5 years. Up to 20% down payment may be required. APR is fixed for the term of the loan.
Boat/Recreational Loans
| Loan Type | Amount | Term | APR* As Low As |
|---|---|---|---|
| New Boat/Recreational - $75,000 Max |
up to $10,000 up to $25,000 greater than $25,000 |
60 Months 84 Months 144 Months |
8.50% 8.50% 9.00% |
| Used Boat/Recreational - $75,000 Max |
up to $10,000 up to $25,000 greater than $25,000 |
60 Months 84 Months 144 Months |
7.25% 8.00% 8.50% |
| Lawn Tractors/ Enclosed Hauling Trailers |
up to $15,000 | 36 Months | 15.00% |