Fee Schedule

Effective January 18, 2024

Complimentary Services for Members

Service

Fees

HomeBanking Services Free
Mobile Banking Services Free
Online Bill Pay Services Free
eStatements Services Free
Audio Response Telephone Teller Free
Classic Checking Account Monthly Service Fee Free
Check Cashing Services Free
Check Copies Obtained through HomeBanking Free
Chrysler Payroll Deduction Services Free
Direct Deposit Distribution Services Free
Re-Occurring ACH Services Free
Debit Card Annual Fee Free
ATM/ Debit Transactions (Machine Surcharge May Apply) Free
Overdraft Transfer Services Free
Notary Services Free
NADA Guides Services Free
$2000 Accidental Death & Dismemberment Insurance Free
Visa® and Mastercard Cash Advance Services Free
Classic Visa Annual Fee Free
25 Day Grace Period on VISA Purchases Free

Primary Share Accounts

Service

Fees

Minimum par share balance required (requirement, not a fee) $5.00
Minimum balance to earn dividends (requirement, not a fee) $100.00
Monthly service charge $3.00
Mailed Paper Services $5 per month
Transaction Fee (after 4 withdrawals per month) $1.00 each
Withdrawal fee for an official check if less than $1,000.00 $5.00
Statement Copy (Free through HomeBanking) $5.00 per statement
Closing Account Fee (if closed within 6 months of opening) $25.00
Account Reopen Fee (Within 6 months of closing, plus $5.00 minimum balance which must be deposited to open the account) $25.00
Business Account monthly service charge $10.00
Business Account monthly deposited check fee (First 100 checks per month free) $0.25
Dormant Account Fee (After 12 Months of Inactivity, waived with balances over $500 at the end of each month) $10.00
Regulation D Violation* $1.00 each
*Regulation D limits the number of preauthorized, automatic, telephone, electronic (including ACH), online and other transfers and withdrawals not made in person or by ATM, to six (6) per month in accounts not deemed a checking account.

Regular Checking Account

Service

Fees

Minimum Balance $0.00
Mailed Paper Services $5 per month
Non-Sufficient Funds (NSF) Fee $30.00
Stop payment order $30.00
Check Copy (Free through HomeBanking) $5.00
Statement Copy (Free through HomeBanking) $5.00 per statement
Return Item $30.00
Overdraft Privilege (ODP) Fee $30.00

Fresh Start Checking Account

Service

Fees

Monthly Service Charge $5.00
Mailed Paper Services $5 per month
Non-Sufficient Funds (NSF) Fee $30.00
Stop payment order $30.00
Check Copy (Free through HomeBanking) $5.00
Statement Copy (Free through HomeBanking) $5.00 per statement
Return Item $30.00
Overdraft Privilege (ODP) Fee $30.00

ATM and Debit Cards

Service

Fees

ATM Card Annual Fee (Waived for Debit Cards) $20.00
ATM/ Debit Card replacement (Mail) $10.00
ATM/ Debit Card Instant Issue $20.00
Check Card/ ATM ODP Fee $30.00
Unblock Reactivation Fee $10.00

Visa Cards

Service

Fees

Visa Card Replacement $5.00
Visa Late Fee $10.00
Returned Checks $30.00
Statement Copies $5.00 each
Annual Fee (Secured Cards Only) $30.00

Other Fees

Service

Fees

Returned or Forwarded Mail (per item) $5.00
Fax Fee (per page) $1.00
Return Item $30.00
Money order (Senior Account Free) $1.00
Wire Transfer (outgoing) $20.00
Wire Transfer (incoming) $20.00
ACH Stop Payment Fee $30.00
Removal of ACH Stop Payment $30.00
ACH Origination/ Check by Phone (Waived with Re-Occurring ACH) $5.00
ACH Return $30.00
Account Reconciliation, per hour (minimum one hour) $20.00
Research Fee, per hour (minimum one hour) $20.00
Garnishment Fee $25.00
Tax Levy Fee $50.00
Verification of Deposit Fee $5.00
Child Support Enforcement Fee $5.00
Credit Analysis Fee $20.00
Annual Safe Deposit Box Rental Varies
Official Check Replacement Fee $5.00
Money Market Below $5000 Minimum Balance $10.00
Nonmember Transaction Fee $5.00
Third Party Check Cashing Fee $5.00
Loan Origination Fee $50.00